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Christmas Budget Planner 2026
Free Christmas budget planner for Australia: list your gifts, Christmas lunch, travel and parties, see the total and how much to put aside each week or fortnight until Christmas, and what it costs if it goes on a credit card.
🎁 Gifts
One line per person. Names are saved only in this browser.
🎄 Everything else
Your Christmas plan
$0
| Gifts | $0 |
| Total Christmas cost | $0 |
| Already saved | $0 |
| Still to save | $0 |
| Days left | 53 |
💳 Putting some on a credit card?
Also useful: Savings calculator · Christmas bonus after tax
Amounts are your own estimates. Not legal, tax or financial advice. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: Moneysmart: budgeting
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
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Questions people ask
How much should I save each week for Christmas?+
Add up everything (gifts, food, travel, parties), take off what you've saved, and divide by the weeks left. For a $1,500 Christmas starting in early October, that's about $125 a week.
Is it bad to put Christmas on a credit card?+
Only if you can't clear it quickly. $1,500 at 20% paid off at $150 a month takes 12 months and costs about $155 in interest.
Is my gift list saved?+
Yes, but only in this browser on this device. Names are never sent to us.