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Check for Unpaid Super
Compare the super you should get (12%) with what reached your fund, and see what to do if it's missing.
1. Your pay
2. Check what reached your fund (optional)
Super you should get each payday
$300.00
12% super guarantee · about $7,800 a year
🧭 If super is missing
- Check your payslips: they must show the super amount and the fund.
- Ask your employer in writing when it was paid and to which fund.
- Still missing? Report unpaid super to the ATO through myGov or the ATO app. The ATO can make your employer pay, plus a charge.
Rules last checked: October 2026. Super guarantee 12% of ordinary time earnings; Payday Super from 1 July 2026. 🔒 Everything stays on your device.
✅ Rules last checked:
📚 Official sources: ATO: unpaid super · Fair Work: Payday Super
We build every tool from the official rules and re-check them when they change. Always confirm with the official source before you rely on a result.
🛠️ Spotted a mistake or an out-of-date rule? Tell us
Questions people ask
How much super should my employer pay?+
12% of your ordinary time earnings (OTE): your normal pay for ordinary hours, including most allowances, commissions and bonuses, but not overtime.
When must super be paid from July 2026?+
Under Payday Super, from 1 July 2026 your employer must pay super with each payday, and it must reach your fund within 7 business days (20 business days for a new employee's first payment).
What if my super wasn't paid?+
Check your payslips and fund, ask your employer, then report unpaid super to the ATO online (you'll need your TFN, the period and the employer's ABN). The ATO can make the employer pay, plus a charge.